【】交强险，车主必须知道的险种，因为它是国家强制要求每位车主必须购买的保险。是不是不购买这个险种就不能上路，它的作用是什么?下面我们就一一去解读交强险，了解这个“霸王”的保险险种。
JIAOQIANGXIANDEQUANCHENGWEI“JIDONGCHEJIAOTONGSHIGUZERENQIANGZHIBAOXIAN”，TASHIWOGUOSHOUGEYOUGUOJIAFALVGUIDINGSHIXINGDEQIANGZHIBAOXIANZHI DU。YIJU《JIDONGCHEJIAOTONGSHIGUZERENQIANGZHIBAOXIANTIAOLI》GUIDING：JIAOQIANGXIANSHIYOUBAOXIANTIANBODIANJINGGUANWANGDUIBEIBAOXIANJIDONGCHEFASHENGDAOLUJIAOTONGSHIGUZAOCHENGSHOUHAIREN(BUBAOKUOBENCHERENYUANHEBEIBAOXIANREN)DERENSHENSHANG WANG、CAICHANSUNSHI，ZAIZERENXIANENEIYUYIPEICHANGDEQIANGZHIXINGZERENBAOXIAN。
● 不缴纳交强险的后果
BUJIAONAJIAOQIANGXIAN，ANZHAOGUIDINGGONGANJIGUANJIAOTONGGUANLIBUMENYOUQUANKOULIUCHELIANG，BINGCHUYUYINGJIAONABAOXIANFEIDE2BEIFAKUAN。SHUODEHENMINGBAI，ZHEIGEJIAOQIANGXIANSHIQIANGZHIXINGDE，BIXUJIAONA。ZHEIGEJIUYAOTAOLUNWEISHENMEYAOQIANGZHIJIAONAZHEIGEBAOXIANFEIDEWENTI?ZHEIJIUYAOCONGJIAOQIANGXIANDEZUOYONGSHUOQI。
SUIZHEGUONEIQICHEDEBUDUANZENGDUO，JIAOTONGSHIGUPINFANDANHENDUOZERENRENMEIYOUNENGLIQUBUCHANGSHOUHAIRENDESUNSHI，JISHOUHAIRENHEJIATINGZAOCHENGSHENGHUODEKUNNANWUFAMIBU。RUGUOYOUJIAOQIANGXIANDEJIERU，DANGZERENFANGWUNENGLIBUCHANGSHI，BAOXIANTIANBODIANJINGGUANWANGKEYIBANGSHOUHAIRENJIJIATINGJIANQINGYINJIAOTONGSHIGUZAOCHENGDEKUNNAN。
● 交强险标志
JIAOQIANGXIANYOUGEBIAOZHI，SHANGMIANBIAOMINGSHINEIYINIANDEJIAOQIANGXIAN，RUSHANGTUDE2013NIANJIAOQIANGXIANBIAOZHI。CHEZHUZHIYAOTIEZAIQIANDANGBOLISHANGJIUXING，XIGUANDOUTIEZAIQIANDANGBOLIDEYOUSHANGJIAO。
KESHI，XIAOBIANZAITIANBODIANJINGGUANWANGXIAMIANZHAOSUCAISHIFAXIAN5LIANGCHEYOU4LIANGDOUMEIYOUTIEJIAOQIANGXIANDEBIAOZHI，BUZHIDAOSHICHEZHUMEIYOUJIAONAJIAOQIANGXIANHAISHIMEIYOUTIE，RUGUOJIAOLEMEITIEYOUSHENMEHOUGUO?
MEITIEZHEIGEBIAOZHIBEISHIWEIMEIYOUJIAONAJIAOQIANGXIAN，RUGUOBUNENGLIKEMASHANGNACHUXIANGGUANDEZHENGMING，NEICHELIANGJIUHUIJIAOJINGKOULIU。RUGUOYISHILE，SHOUXUJIUMAFANLE。FENGQUANGEWEICHEZHURUGUOJIAONALEJIAOQIANGXIAN，HAISHILAOLAOSHISHIDETIEZAIQIANDANGBOLISHANGBA，MIANQUBUBIYAODEMAFAN。
● 交强险费率、交强险多少钱
JIAOQIANGXIANDEJICHUFEILVGONGFEN42ZHONG，JIATINGZIYONGCHE、FEIYINGYEKECHE、YINGYEKECHE、FEIYINGYEHUOCHE、YINGYEHUOCHE、TEZHONGCHE、MOTUOCHEHETUOLAJIDENGBADALEI42XIAOLEICHEXINGBAOXIANFEILVGEBUXIANGTONG，DUITONGYICHEXING，QUANGUOZHIXINGTONGYIJIAGE。XIAMIANJIUZHITIAOJIATINGZIYONGCHEZUOSHUOMING：
JUZUIXINDESHOUFEIBIAOZHUN，XIANZAIJIATINGZIYONGCHE6ZUOYIXIADEXUJIAONA950YUAN/NIAN，ER6ZUOYISHANGDEDEJIAONA1100YUAN/NIAN。6ZUOYIXIADEJIATINGZIYONGCHEBIDIAOZHENGQIANJIANGLE100YUAN，SHAOWEIJIANQINGLECHEZHUDEFUDAN。
● 交强险的计算方式
JIAOQIANGXIANDEFEIYONGSHIKEBIANDONGDE(DIYINIANCHUWAI)，BUGUOZHEIYAOKANCHEZHUDEBIAOXIAN。TADEJISUANGONGSHIRUXIA：
ZUIZHONGBAOFEI=JICHUBAOFEI×(1+YUDAOLUJIAOTONGSHIGUXIANGLIANXIDEFUDONGBILV)×(1+YUJIAOTONGANQUANWEIFAXINGWEIXIANGLIANXIDEFUDONGBILVA)
GENJUGUIGE，XIAFUBILVZUIDIZHINENGXIAJIANG30%，JIUSHISHUOCHEZHULIANXU3NIANANQUANXINGCHEMEIYOUCHUGUOXIAN，NEITADEFUDONGBILVJIUKEYIXIAJIANG30%;ERSHANGFUBILVZUIDUOYESHANGFU30%。TONGGUOZHEIXIEJIANGFACUOSHI，DUIYUJIANSHAOJIAOTONGSHIGUDEFASHENGHAISHIYOUYIDINGDEZUOYONGDE。
