【】交强险,车主必须知道的险种,因为它是国家强制要求每位车主必须购买的保险。是不是不购买这个险种就不能上路,它的作用是什么?下面我们就一一去解读交强险,了解这个“霸王”的保险险种。
JIAOQIANGXIANDEQUANCHENGWEI“JIDONGCHEJIAOTONGSHIGUZERENQIANGZHIBAOXIAN”,TASHIWOGUOSHOUGEYOUGUOJIAFALVGUIDINGSHIXINGDEQIANGZHIBAOXIANZHI DU。YIJU《JIDONGCHEJIAOTONGSHIGUZERENQIANGZHIBAOXIANTIAOLI》GUIDING:JIAOQIANGXIANSHIYOUBAOXIANTIANBODIANJINGGUANWANGDUIBEIBAOXIANJIDONGCHEFASHENGDAOLUJIAOTONGSHIGUZAOCHENGSHOUHAIREN(BUBAOKUOBENCHERENYUANHEBEIBAOXIANREN)DERENSHENSHANG WANG、CAICHANSUNSHI,ZAIZERENXIANENEIYUYIPEICHANGDEQIANGZHIXINGZERENBAOXIAN。
● 不缴纳交强险的后果
BUJIAONAJIAOQIANGXIAN,ANZHAOGUIDINGGONGANJIGUANJIAOTONGGUANLIBUMENYOUQUANKOULIUCHELIANG,BINGCHUYUYINGJIAONABAOXIANFEIDE2BEIFAKUAN。SHUODEHENMINGBAI,ZHEIGEJIAOQIANGXIANSHIQIANGZHIXINGDE,BIXUJIAONA。ZHEIGEJIUYAOTAOLUNWEISHENMEYAOQIANGZHIJIAONAZHEIGEBAOXIANFEIDEWENTI?ZHEIJIUYAOCONGJIAOQIANGXIANDEZUOYONGSHUOQI。
SUIZHEGUONEIQICHEDEBUDUANZENGDUO,JIAOTONGSHIGUPINFANDANHENDUOZERENRENMEIYOUNENGLIQUBUCHANGSHOUHAIRENDESUNSHI,JISHOUHAIRENHEJIATINGZAOCHENGSHENGHUODEKUNNANWUFAMIBU。RUGUOYOUJIAOQIANGXIANDEJIERU,DANGZERENFANGWUNENGLIBUCHANGSHI,BAOXIANTIANBODIANJINGGUANWANGKEYIBANGSHOUHAIRENJIJIATINGJIANQINGYINJIAOTONGSHIGUZAOCHENGDEKUNNAN。
● 交强险标志
JIAOQIANGXIANYOUGEBIAOZHI,SHANGMIANBIAOMINGSHINEIYINIANDEJIAOQIANGXIAN,RUSHANGTUDE2013NIANJIAOQIANGXIANBIAOZHI。CHEZHUZHIYAOTIEZAIQIANDANGBOLISHANGJIUXING,XIGUANDOUTIEZAIQIANDANGBOLIDEYOUSHANGJIAO。
KESHI,XIAOBIANZAITIANBODIANJINGGUANWANGXIAMIANZHAOSUCAISHIFAXIAN5LIANGCHEYOU4LIANGDOUMEIYOUTIEJIAOQIANGXIANDEBIAOZHI,BUZHIDAOSHICHEZHUMEIYOUJIAONAJIAOQIANGXIANHAISHIMEIYOUTIE,RUGUOJIAOLEMEITIEYOUSHENMEHOUGUO?
MEITIEZHEIGEBIAOZHIBEISHIWEIMEIYOUJIAONAJIAOQIANGXIAN,RUGUOBUNENGLIKEMASHANGNACHUXIANGGUANDEZHENGMING,NEICHELIANGJIUHUIJIAOJINGKOULIU。RUGUOYISHILE,SHOUXUJIUMAFANLE。FENGQUANGEWEICHEZHURUGUOJIAONALEJIAOQIANGXIAN,HAISHILAOLAOSHISHIDETIEZAIQIANDANGBOLISHANGBA,MIANQUBUBIYAODEMAFAN。
● 交强险费率、交强险多少钱
JIAOQIANGXIANDEJICHUFEILVGONGFEN42ZHONG,JIATINGZIYONGCHE、FEIYINGYEKECHE、YINGYEKECHE、FEIYINGYEHUOCHE、YINGYEHUOCHE、TEZHONGCHE、MOTUOCHEHETUOLAJIDENGBADALEI42XIAOLEICHEXINGBAOXIANFEILVGEBUXIANGTONG,DUITONGYICHEXING,QUANGUOZHIXINGTONGYIJIAGE。XIAMIANJIUZHITIAOJIATINGZIYONGCHEZUOSHUOMING:
JUZUIXINDESHOUFEIBIAOZHUN,XIANZAIJIATINGZIYONGCHE6ZUOYIXIADEXUJIAONA950YUAN/NIAN,ER6ZUOYISHANGDEDEJIAONA1100YUAN/NIAN。6ZUOYIXIADEJIATINGZIYONGCHEBIDIAOZHENGQIANJIANGLE100YUAN,SHAOWEIJIANQINGLECHEZHUDEFUDAN。
● 交强险的计算方式
JIAOQIANGXIANDEFEIYONGSHIKEBIANDONGDE(DIYINIANCHUWAI),BUGUOZHEIYAOKANCHEZHUDEBIAOXIAN。TADEJISUANGONGSHIRUXIA:
ZUIZHONGBAOFEI=JICHUBAOFEI×(1+YUDAOLUJIAOTONGSHIGUXIANGLIANXIDEFUDONGBILV)×(1+YUJIAOTONGANQUANWEIFAXINGWEIXIANGLIANXIDEFUDONGBILVA)
GENJUGUIGE,XIAFUBILVZUIDIZHINENGXIAJIANG30%,JIUSHISHUOCHEZHULIANXU3NIANANQUANXINGCHEMEIYOUCHUGUOXIAN,NEITADEFUDONGBILVJIUKEYIXIAJIANG30%;ERSHANGFUBILVZUIDUOYESHANGFU30%。TONGGUOZHEIXIEJIANGFACUOSHI,DUIYUJIANSHAOJIAOTONGSHIGUDEFASHENGHAISHIYOUYIDINGDEZUOYONGDE。